The Money Elements Blog

The industry's top wizards, doctors, and other experts offer their
best advice, research, how-tos, and insights—all in the name of
helping you level-up your business. 

Property Valuations

It is always a great idea to revalue your property and draw down (withdraw) the equity as shown in “The Money Elements Report” and presented today on MeerKat...but please be cautious, ...
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Why is it important to have a Right Loan Structure?

Having the right loan structure makes a huge difference to your financial outcome, once you have completely read “The Money Elements Report” you will start to understand why, and it will ...
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What is LMI (Lenders Mortgage Insurance)?

LMI or Lenders Mortgage Insurance, on a full doc loan is paid if you borrow more than 80% of the value of the property or, on a low doc if you ...
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What is LVR (Loan to Value Ratio)?

Hey guys let's start from the beginning, the basic terms used in obtaining a mortgage. LVR or Loan to Value Ratio is the ratio between what your home is worth against ...
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What is and Why have a 100 percent offset account?

Now let me explain, the 100 percent offset account is a separate account, and is attached to your home or investment loan and is used the same way as a savings ...
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What ASIC is saying about Interest only Loans

Hey Guys, Have a Read of this bureaucratic bull shit!!!! http://mobile.abc.net.au/news/2015-08-20/many-interest-only-home-loan-customers-at-risk/6711784 I tell you, it is really pissing me off how they are viewing the glass half empty, instead they need ...
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